Pricing

BenefitsInteractive is priced per employee per month (PEPM) based on enrolled employees, with simple tiers by group size. Every subscription includes 3 admin/broker seats.

Billing options

Plans are contracted with your broker or BenefitsInteractive directly. Charges are invoiced outside this website—typically by invoice with bank transfer (ACH) or recurring bank debits you authorize with your institution. There is no in-app credit card checkout today.

Monthly

Pay month‑to‑month at standard PEPM rates.

Save 20%

Annual

Pay annually and save 20% (effectively 2.4 months free each year).

Core and Pro packages

PEPM rates scale by employer size below. Separately, each group selects a Core or Pro Group Admin package. Core covers the full employee experience and standard admin tools; Pro adds advanced intelligence modules and SMS. Your broker quotes the package that fits your team.

Core package

Essential Group Admin paired with complete employee-facing benefits education at your quoted PEPM.

Included:

  • Employee portal, Binny, and interactive learning library
  • HR and broker dashboards with group-level engagement insights
  • Implementation, support, and ongoing product updates

Reserved for Pro

Daily Group Brief, Compliance, Recruitment, Plan Benchmarking, and SMS texting are not included on Core. Upgrade to Pro to enable these modules.

Full intelligence
Pro package

Same platform and PEPM structure as Core with advanced Group Admin capabilities quoted for organizations that want the full toolkit.

Everything in Core, plus:

  • Daily Group Brief — snapshot of enrollment, learning, and benefit activity
  • Compliance — tools to track required communications and completions
  • Recruitment — candidate benefit overviews and invite links for prospective hires
  • Plan Benchmarking — broker-shared plan comparisons and optional worksite recommendation summaries for HR (not third-party industry benchmark data)
  • SMS — time-sensitive reminders and alerts to employee phones where enabled

Pro is configured per employer; your BenefitsInteractive representative or broker folds it into your overall quote alongside PEPM.

Project set up fee

Setup fees waived for all new group cases that are contracted prior to August 15, 2026.

Base platform pricing (PEPM)

Small groups
25–199 employees
1.15–1.50 PEPM

Tailored for smaller employers who want modern benefits education without the complexity of a full HRIS

Includes:

  • Binny, your AI benefits guide trained on your plan documents
  • Interactive learning resources and short explainers
  • HR and broker dashboards with group‑level insights
  • Standard onboarding and launch configuration
  • Email support and ongoing product enhancements
Popular
Medium groups
200–999 employees
0.90–1.15 PEPM

Designed for growing and multi‑location organizations that need consistent benefits education across teams

Includes everything in Small, plus:

  • Configuration for multiple locations/divisions
  • Enhanced reporting for HR and brokers
  • Support for more complex plan designs and content libraries
Large groups
1,000+ employees
0.75–0.90 PEPM

Built for enterprise‑scale deployments with many locations, plans, and stakeholder teams

Includes everything in Medium, plus:

  • Enterprise rollout support and launch planning
  • Configuration for multiple business units and segments
  • Optional alignment with existing communication calendars and campaigns

Your exact PEPM will be quoted within these ranges based on configuration, rollout scope, and support requirements. Annual billing applies a 20% discount to the total subscription.

AI Technology

AI usage in excess of $10/month billed quarterly. AI costs: Gemini 3.1 Flash-Lite at $0.25/M input and $1.50/M output tokens (Google Standard list rates).

Admin and broker seats

Give the right people direct access to dashboards and controls.

  • 3 admin/broker users included with every employer (for example: HR lead, broker, and one backup)
  • Additional admin or broker users: $12 per seat per month

Additional seats are ideal for regional HR, additional broker team members, or other stakeholders who need direct insight and configuration access. Extra seats are also included in the 20% annual discount when billed annually.

What's included in every plan

Whether you choose Core or Pro, every BenefitsInteractive subscription includes:

AI benefits guide (Binny) trained on your plans and documents
Interactive learning resources library (videos, explainers, and other content)
Employer and broker dashboards with insights into engagement and learning
Standard implementation and onboarding support
Secure, modern platform architecture with role‑based access
Ongoing product updates and enhancements at no additional PEPM

Monthly or annual billing changes payment terms at your PEPM; Pro upgrades add the intelligence modules described above while sharing this same foundation.

Example quote

Here's a sample 150‑employee group to show how pricing comes together.

Base platform only (small group, 150 employees)

Base platform (monthly): 150 employees × 1.30 PEPM (example within 1.15–1.50 range) = $195 per month

3 admin/broker seats included

With extra admin seats (monthly)

Base platform: 150 employees × 1.30 PEPM = $195 per month

2 additional admin/broker users × $12 per seat per month = $24 per month

Total with 5 admins: $219 per month

Annual option with 20% discount

Monthly total: $219

Standard annual (monthly billing): $219 × 12 = $2,628.00 per year

Annual (paid upfront, 20% discount): $2,628.00 × 0.80 = $2,102.40 per year

You can adjust the PEPM you use in each quote within your published ranges, but this example gives brokers and employers a clear mental model for monthly vs. annual pricing and additional seats.

Ready to get a custom quote?

Book a walkthrough and we'll tailor pricing to your needs.